Experity Capital
Finance solutions for property, business and vehicles


Experience with integrity.

Our story

Experity Capital was formed from three proven finance businesses whose founders share a passionate belief in providing clients ‘Experience with Integrity’. They are refreshingly simple values and why our clients trust us to become genuine partners.

We bring a holistic approach to devising finance solutions through rigorous listening and gaining an understanding of the client’s bigger picture goals. This approach works as hard for individuals as it does for businesses.

When we have this greater depth of understanding we can, if required, provide valuable experience in how to best structure the finance.

It typifies how we like to collaborate with our clients, using our experience and independence to not just meet, but surpass their individual requirements.


Our difference

Finance tailored to your needs

Our goal is to offer a made-to-measure service with off-the-peg convenience. We provide each client with a totally customised financial arrangement, while at the same time eliminating hassle and minimising admin. We do this by immersing ourselves in your specific situation and ensuring your solution is the perfect fit for your overall wealth-creation goals.

A team of finance specialists

Our team of expert advisors each have a minimum of ten years’ industry experience. This gives clients the benefit of deep expertise in today’s market, along with a clear perspective on the factors that shape it.

Privately-Owned giving you more alternatives

Experity Capital is a privately-owned firm that is not affiliated with any particular lending group. This allows us to maintain close relationships with all of Australia’s major lenders, as well as a wide range of boutique providers and alternative sources of finance.

The right connections every step of the way

As well as creating the perfect solution to fit your needs, we can connect you with – if required – a range of other specialists to assist you with the property acquisition process. This includes legal specialists, accountants, financial planners, boutique real estate agents and buyer’s agents.

Ensuring you get the best deal overall

It goes without saying that when it comes to finance - rates and lender fees are key. But these charges must be viewed holistically, because the lowest rate may not lead to the most effective solution. Thoroughly understanding our clients’ needs enables us to create the most appropriate structure in regard to gearing, tax management and long-term wealth optimisation.

Help with your self-managed super fund

As people seek greater control over their retirement, SMSFs are very much on the rise. Now that SMSFs can borrow for property investment, we’ve seen an increase in clients needing assistance. This type of investment brings a new set of complexities, so it’s critical that the planning and set-up phases are extremely thorough. Being highly experienced in SMSFs, our advisors can take the pain out of this process.

Meet the team

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Marinko Radomir

Marinko gained management level experience at many of Australia’s leading financial institutions and he has also run his own successful property finance business. His expertise is further enhanced with the fact he’s an active property developer and investor. For his clients it all adds up to mean a powerful blend of strategy, knowledge, contacts and no-fuss execution. His clients’ satisfaction is measured by the very high level of repeat and referral business. A keen traveller, if the world has an experience he wants to be part of it!

Marinko Radomir is a credit representative (402017) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

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John Encina

With over 23 years in the finance industry, John has enviable relationships with Australia’s leading financial institutions and non-bank lenders. For clients, these trusted connections translate into the ability to solve complex borrowing requirements, while landing the best possible deal. His determination to deliver great outcomes for clients has been recognised with numerous industry awards. Beyond work, John is actively involved in his community football club as a volunteer, coach and (not quite as fast as he was) player.

John Encina is a credit representative (396706) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

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Daniel Dusevic

Daniel brings his clients invaluable experience in that he isn’t just a finance professional, he’s an active property investor too. Having worked in finance since 2007 with leading companies such as Goldman Sachs and Macquarie Bank, he knows how to help businesses grow wealth through property. Daniel brings you that level of expertise with genuine personal service. When he’s not solving a structured borrowing or SMSF requirement, you can find him building fun stuff from cardboard with his children!

Daniel Dusevic is a credit representative (484237) of BLSSA Pty Ltd ABN 117 651 760 (Australian Credit Licence 391237).

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Rosie Foster

Client’s love Rosie’s enthusiasm.Whether they’re first home buyers or investors expanding their property portfolios, her decade of lending knowledge ensures a stress-free experience. Rosie has also worked closely with clients based overseas to help them remotely. She always brings a holistic view to client requirements by structuring loans in a way that can build long-term wealth. If you’re looking for someone to help keep you smiling as you navigate your property purchase, Rosie comes highly recommended.

Rosemary Foster is a credit representative (515712) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

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Bradley Durrant

Despite his youthful looks, Brad has worked in the banking and finance industry since 2008, after completing his Business & Commerce degree. The purchase of his own home and first investment property have enthused Brad to help other first-time buyers achieve their dreams of property ownership. He loves nothing more than seeing the smile on a satisfied client’s face when they receive the keys to the property. Brad strives for excellence in everything he does, including his time on the soccer field playing semi-professionally in the NSW Premier League.

Bradley Durrant is a credit representative (499122) of BLSSA Pty Ltd ABN 117 651 760 (Australian Credit Licence 391237).

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Julio Labraga

With over 25 years’ experience spanning accounting, taxation and lending, Julio’s knowledge and network gives his clients a distinct advantage. His advice to clients across business funding requirements is often innovative and always tax effective. And being an active and successful property investor, he can share proven strategies and effective wealth generation ideas. Julio’s high regard across his network of lenders means clients turn to him to secure bespoke solutions in challenging times.

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Marcelo Encina - Client Manager

Marcelo has worked with many of the major banks over the last 14 years, expanding his experience in lending and customer service. Now with Experity Capital, he brings this customer-centric approach to everything he does. His hybrid experience across Commercial, Residential and Equipment Finance lending ensures his clients always receive a holistic solution, with an eye on the bigger picture. Away from the office, Marcelo loves music, DJ’s, hosts a radio show and plays basketball in a local league. Definitely not your average client manager!


Richard Zhang - Client Manager

With a Commerce degree from The University of Sydney under his belt, Richard has built an impressive career in both the retail banking and fashion retail industries. Now part of the Experity Capital team, he’s driven by a passion for wealth creation in the property industry and the process of procuring finance for clients. In his spare time, Richard loves to dismantle and modify his motorcycle while also trying not to think about how he’s going to put it all back together in one piece.


Nicholas Graham

Hailing from England’s south coast, Nick emigrated to Australia in 2006 and fell in love with Sydney’s Northern Beaches, quickly becoming a member of the Manly Men’s Hockey 1st XI and the Dee Why Cricket Club. A Cardiff University graduate and an experienced finance industry professional, Nick was previously a Real Estate Agent and Director of an award-winning Northern Beaches Real Estate agency. Now, as part of Experity Capital, his combination of financial acumen and business knowledge delivers clients an unrivaled level of customer service.

Nicholas Graham is a credit representative (515718) of BLSSA Pty Ltd ABN 117 651 760 (Australian Credit Licence 391237).